Crossings TV Asian Television – Home to Asian Americans
After Many Dry Months, PG&E is Prepared for Adverse Weather Over the Next Week SAN …
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The Pacific Northwest Black Business Coalition Presents the Fall Chili & Hot Cocoa Mixer
40 Local Students across Northern and Central California to Receive Annual Better Together STEM Scholarships
The PG&E Corporation Foundation Funding Scholarships Totaling $250,000 to Students Pursuing Higher Education in California …
Read More »NEWS: King County vaccine verification launches next week – new campaign provides businesses and customers with tools and resources to be prepared for October 25 implementation
Today, King County Executive Dow Constantine was joined by Seattle Mayor Jenny A. Durkan, Public …
Read More »2020 Census: Asian Americans in Focus
Improvements made to 2020 Census data collection provides a more accurate depiction of how Asian …
Read More »為退休後適當的月收入做出良好規劃
在您進行長期理財規劃時，需要知道答案的重要問題之一，就是：退休後每月應有多少收入才屬恰當？這個答案提供的信息直接影響到您的儲蓄策略。根據勞工統計局（Bureau of Labor Statistics）2016年的數據顯示，65歲以上家庭全年支出的平均值為48,885美元，相當於每月4，000美元左右。 但是每個人的需求不盡相同。所以您退休後每月需要多少錢，將取決於您的生活方式、人生目標、和您對退休生活的獨特願景。以下是Northwestern Mutual的一些提示，協助您開始構思這個問題的答案。 繪製您退休生活的圖像 「當您為夢想中的退休生活做規劃時，顛倒順序可能更有幫助，」Northwestern Mutual位於加州洛杉磯的理財代表Ryan Chang表示。「您對於生命中這一段時期的願景為何？您希望縮減居住空間，搬到海灘上的共有公寓，還是遨遊四海？」 花一點時間，好好思考您在離開工作崗位後，希望過著什麼樣的生活，是您預估日後開支的良好起點。有了起點之後，就可以開始規劃，要怎麼做才能滿足您希望的退休生活的需求。 做些估計 粗估您退休後每月開支的方法之一，就是利用百分之四規則。這個規則建議您在退休後的第一年從退休儲蓄提領的金額不能超過百分之四，並在隨後每一年都提領同樣的金額，但是可以隨著通貨膨脹的比例增加。 當然這個百分之四的規則必然有其限制。好比說，這個規則推定您的退休儲蓄結構是股票和債券各佔百分之50。諮詢一位經驗豐富的理財顧問，根據您個人的獨特需求量身打造個人化的退休收入規劃是一個好辦法。 將常見的理財危機因素列入考慮 …
Read More »Planning for a Good Monthly Retirement Income
When making long-term financial plans, one of the big questions to answer is: What is …
Read More »PSPS is no longer under consideration across the Northern portion of our service area today as offshore winds trend weaker.
About 5,500 customers in 10 counties—Butte, Colusa, Glenn, Lake, Napa, Shasta, Solano, Sonoma, Tehama, and …
Read More »PG&E is Sending One-Day Notifications to About 16,000 Customers
SAN FRANCISCO, Calif.— Pacific Gas and Electric Company (PG&E) continues to monitor a dry offshore wind …
Read More »Power Restored to Essentially All 25,000 Customers Affected by Oct. 11 Public Safety Power Shutoff
Aerial, Vehicle and Ground Patrols Confirm at Least Four Instances of Damage or Hazards to …
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