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From Dr. Richard Pan (Senator of District 6)- Because of the unprecedented COVID-19 crisis, Covered California extended its Open Enrollment period until January 31, 2021.
Between now and the January 31st deadline, you or a family member are able to enroll or make changes to a Covered California plan as needed.
During Open Enrollment, depending on your current situation, you have the following options.
- Buy a plan through Covered California. You may want to buy a plan through the marketplace if you qualify for a tax credit to help offset your premiums. Qualifying usually depends on your income and household size. Your total household income must be between 128% and 600% of the federal poverty level, or FPL.
- Renew or change your current plan. During the open enrollment period, you can renew your existing plan. You won’t have to do anything if you want to keep what you have. But if your current plan is changing – for instance, your PCP is leaving the network, or your drugs aren’t in the list of covered medications – then you may want to switch to a plan that best suits your current needs. If you need to change policies, the open enrollment period is the best time.
- Enroll in Medi-Cal. If your income is below 128% of the Federal Poverty Level, you qualify for Medi-Cal, which is Medicaid for Californians.
California is now offering extra financial help and insurance through Covered California is more affordable than ever. About 90% of people who apply will get financial assistance. Even if you’ve checked before, check again, because more than a million people could see more savings. The Covered California website allows people to shop around for the right health plan for them and their family. You can also call toll-free 800-300-1506